Article July 8, 2024

Health Insurance Policy in Colombia – 2025 Update

Usually, when we travel or even more when we plan to live in another country, we think about everything: tickets, lodging, plans, and places to visit, but have you thought about how important it is to ensure your health? It is advisable to have a health insurance policy, not only to comply with the requirements of the Colombian government but also because our health and welfare should always be a priority, especially if we are in a foreign country.

The Colombian government recommends and, in some cases, requires a health policy when foreigners enter the country. Although the Colombian health system stands out for having good coverage and guarantees initial emergency care to the entire population, it is the foreigner’s responsibility to ensure their physical and mental health throughout their stay in the country.

This blog explains why it is essential and explains how to obtain a health policy with coverage in Colombia.

What is a Health Insurance Policy?

A health policy is a contract with an insurance company that guarantees the contracting party’s medical and integral assistance by covering the costs of care according to the selected plan.

Why is it essential to have a health insurance policy in Colombia?

On the one hand, the Colombian government recommends that tourists present a health policy or medical insurance covering them during their stay when they enter the country. In addition, with the new Resolution 5477 of 2022, most foreigners who want to start the Colombian visa process must present a health policy with the following characteristics:

Now, why is it important? The truth is that nobody plans to get sick or have an accident, but what is certain is that we will need medical attention at some point. Health policies cover these eventualities representing benefits such as:

Receive quality medical care.
Have 24/7 protection.
Have peace of mind throughout your stay.
Save money and time.
Obtain more outstanding guarantees in case of an accident, illness, or unexpected events associated with health.

Why is it mandatory to have a Health Insurance Policy for the Colombian visa application?

Although the health policy is a mandatory requirement for certain types of visas such as Tourism, Digital Nomad, Student, Retirement, and Volunteer, among others, the Colombian government may request this requirement for any visa even if it is not stipulated in the specific requirements of Resolution 5477. These are some of the visas that you can obtain with your Continental Assist Health Insurance Policy, getting 10% OFF with expatgroup.co

Get your health policy in Colombia.

In Colombia, several insurance companies offer health policies with excellent coverage, with different plans that adapt to your budget and needs and that are also approved by the Colombian government to start your Colombian visa process.

Continental Assist

Continental Assist now offers a one-of-a-kind travel medical insurance with coverage for up to two years. This option is particularly advantageous for those applying for long-term visas, such as the Digital Nomad Visa. This insurance works through the purchase of separate vouchers, each valid for one year.

Annual Global Plan

The Global Plan of Continental Assist offers essential coverage for unexpected medical emergencies and accidents up to USD 20,000. It includes assistance for sudden illness, COVID-19, and pre-existing conditions, along with support for pregnancy complications. Ideal for basic travel protection and peace of mind.

Annual Total Plan

With the Total Plan of Continental Assist, get comprehensive medical expense coverage up to USD 40,000, plus benefits for trip cancellation, flight delays, and lost luggage. It also includes protected purchases and guidance for traveling with pets. It complies with all the Schengen requirements for entry and stay in the European Union, in addition to meeting all the characteristics required by the Colombian government for a Colombian visa application.

Annual Maximus Plan

The Maximus Plan of Continental Assist provides extensive medical coverage up to USD 60,000, ensuring peace of mind for major health events. It also covers trip cancellation, flight delays, and offers a hotel stay during hospitalization. Additionally, it features protected purchases and travel guidance for pets.

Annual Supreme Plan

The Supreme Plan of Continental Assist elevates your protection with medical coverage up to USD 150,000. Beyond extensive medical benefits, it includes valuable compensation for trip cancellation, flight delays, and lost luggage. Enjoy added security with protected purchases and comprehensive guidance for traveling with your pets.

Annual Total Max Plan

Designed for broader age ranges, the Total Max Plan of Continental Assist offers medical expenses up to USD 35,000 and medical assistance for sudden illness up to USD 35,000, along with COVID-19 coverage. It’s a reliable choice for comprehensive health and travel support for individuals up to 85 years.

Annual Maximus Max Plan

The Maximus Max Plan of Continental Assist provides robust medical coverage up to USD 60,000, specifically tailored for travelers up to 85 years. It covers unforeseen medical expenses, includes compensation for trip cancellation and flight delays, and offers hotel accommodation during hospitalization. Essential for extensive senior travel protection.

Ensure your health wherever you are, avoid unnecessary expenses, and avoid risking your well-being and the risk of not complying with the requirements demanded by the Colombian government for your Colombian visa processes.