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Many Colombian Visas require a valid travel health policy that provides All-Risk coverage, as is stated in Resolution 5477 of 2022. Recently, Colombian Digital Nomad Visas have been required (requeridas) by the Ministry of Foreign Affairs due to the policies of under 2 years, with which the visa applications have been submitted. In this blog, we want to provide more information regarding the health policy requirements and everything digital nomads should keep in mind if planning to apply for this type of visa.
What Policy Coverage does a Digital Nomad Visa Application Require?
Digital nomad visa applications require a health policy that reflects the expected duration of your stay. But not just any policy is equipped to meet all the government’s requirements. The Colombian Ministry of Foreign Affairs has a set of requirements that must be met for a travel health policy to be considered valid for a visa application. Digital nomads must apply with a “health policy with coverage in the national territory, all risk in case of accidents, illness, maternity, disability, hospitalization, death or repatriation, for the amount of the intended time of your stay in the country.” (Resolución 5477, 2022, Article 45)
- Accidents: Physical and/or mental incidents that result in injury.
- Illnesses: Diagnosed conditions that can be either chronic or not.
- Maternity: Medical needs related to gestation and birth.
- Disability: Any physical, mental, sensory, or intellectual impairment.
- Hospitalization: Hospital or clinic overnight stays.
- Death: Autopsy and burial preparations.
- Repatriation: Transport in case of medical or mortuary needs.
Applying with the correct policy makes all the difference; ensure your application’s success by using a policy that includes all the coverages required by Resolution 5477.
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Why Must I Apply with a 2-Year Health Policy for a Digital Nomad Visa?
Following what is stated in Resolution 5477, if the intended stay is for 2 years, it is fundamental to provide a health policy for Colombian visas with 2 consecutive years of coverage, or at least 1 full year. Under the new guideline issued by the Ministry of Foreign Affairs, applicants who submit a health policy with a validity of less than 2-years must now choose between two options: provide a signed letter where you explain your desire to stay for a shorter period of time, or submit a new one or two-year health policy.
Submit a Signed Letter
Extend or Purchase a New Health Policy
In other words, your health policy’s time of validity is now directly influencing the potential duration of your Colombian visa approval and putting your visa application at risk of being required, unadmitted, or denied.
What happens if I Apply With a Health Policy of Less Than 2 Years of Coverage?
There are several risks associated with applying without a 2-year policy. In the past, digital nomads who applied with a 1-year health policy could still receive visa approvals extending beyond the policy’s validity. However, due to the new requirements, applying without the required coverage period may result in the following:
- Renew the Visa sooner than expected
- Pay additional government fees
- Pay more money for a policy extension or for a new one
- Repeat documentation gathering and legalization processes
- Interrupt long-term plans in Colombia
To avoid your visa application from being required or even denied, the need for a good travel health policy is more important than ever.
Where Can I Purchase a 2-Year Health Policy for Visas?
You can purchase your 2-year health policy for digital nomad visas with EG Assist. They offer a variety of flexible and visa-compliant plans that are tailored to every person’s needs. They have 2 plans that provide coverage for every single requirement stated by the Colombian government in Resolution 5477 of 2022:
Expatgroup.co and EG Assist are your trusted allies. Expatgroup.co will provide expert advice on how to answer the Ministry’s requirement, and our partner EG Assist will help you acquire the ideal 2-year health policy tailored to your needs, so you can flawlessly apply for your digital nomad visa. Our team stays up to date with every new guideline issued by the Ministry of Foreign Affairs, so you don’t have to.
To Sum Up: What You Need to Know About Health Policies for Digital Nomads in 2026
The 2-year health policy is no longer just a recommendation but an essential requirement for securing the full duration of your Colombia digital nomad visa. The new 2026 guidelines emphasize that your legal stay is now directly tied to your policy coverage, highlighting the need for precision during the application process.
The important aspects that you should not forget from this guide are:
- Policy Duration Equals Visa Duration: The Ministry of Foreign Affairs now strictly matches your visa’s validity to the length of your health policy. If you provide a 1-year policy, there’s a high probability of obtaining a 1-year visa, even if you are eligible for 2 years.
- The “All-Risk” Standard is Mandatory: Your policy must explicitly cover accidents, illness, maternity, disability, hospitalization, death, and repatriation. Policies that exclude any of these specific areas will result in your application being marked as required (requerida).
- The Waiver Option: If you choose to apply with a policy shorter than 2 years, you must submit a signed formal letter explaining your desire to stay for a shorter time in the country or a 2-year policy.
For a seamless application, we encourage you to consult with our team at expatgroup.co. We can help you secure a visa-compliant 2-year health policy through EG Assist or provide you with the legal templates needed for a successful waiver submission. Ensuring your health coverage meets these 2026 standards is the most important step in protecting your long-term plans in Colombia.
Important update for 2026: A 2-year health policy is now a mandatory requirement for Colombia’s Digital Nomad Visa.
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At expatgroup.co we help you to obtain the colombian Digital Nomad Visa, that is granted for a maximum period of two (2) years. Click on the button and get professional advice today.
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